Consultations Are Always No Charge

What We Focus On

Health Insurance

Health insurance – also referred to as medical insurance or health care insurance – refers to insurance that covers a portion of the cost of a policy holder's medical costs. How much the insurance covers (and how much the policyholder pays via co-pays, deductibles, and coinsurance) depends on the details of the policy itself, with specific rules and regulations that apply to some plans.

Life Insurance

Life Insurance can be defined as a contract between an insurance policy holder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or after a set period. The money can be put towards funeral costs, payment of a mortgage, debts, or your family's living expenses.

Fixed Indexed Annuities

Fixed index annuities or FIAs are a type of annuity contract that provide investors with the potential for growth, while offering 100% downside protection, and the ability to turn retirement assets into lifetime income through annuitization.

Our Obligation

When you meet our agents for the first time, they ask you a series of questions to assess your needs.

To provide no cost consulting for those who are needing Medicare assistance, Social Security planning, and life insurance. We assist in enrolling in medicare, Social Security and we help those who need help choosing a plan that suits their needs.

We will also review any existing plans you may have before recommending insurance plans that will actually work for you. We will not push one plan over the other. We will describe the clauses of each policy objectively and allow you to make the final decision.

Emergencies can happen to anyone. Apart from causing physical and emotional trauma, illnesses, accidents, and other problems can lead to immense financial burdens as well. Experts, therefore, recommend all individuals and families sign up for insurance.

Our company has been in business for 15 years. We have helped hundreds of individuals and families across Pasco, Hernando, Citrus, Hillsborough and Pinellas counties find insurance plans that suit their needs and provide them assistance when they need it most. We do not believe in selling plans. Our experienced and trained agents act as consultants. They take time to understand you and decipher your needs before listing all the insurances and annuities that will work for you.

We will take time to explain the benefits and drawbacks of each plan objectively and help you choose the right one. Our clients enjoy our approach and appreciate the fact that we never push them into buying a plan with unwanted benefits and high premiums.

Your business is very important to us. We value every client and are committed towards achieving one-hundred percent customer satisfaction. Our agents constantly seek feedback from their clients and work hard to implement their recommendations. We have received very positive feedback over the years, and this has motivated us to work harder.